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Higher Regional Court of Düsseldorf: No admission, no claim – repayment enforceable! In a ruling dated July 29, 2025, the Higher Regional Court of Düsseldorf decided that a costly online tax coaching program violates the Distance Learning Protection Act (FernUSG) and is therefore invalid. The decision strengthens the position of consumers who have booked such…

Table of contents 1. What does it mean to reject an inheritance? Anyone who receives an inheritance – whether through intestate succession or a will – can either accept it or formally disclaim it. By disclaiming the inheritance, one loses the status of heir and does not become part of the community of heirs. One…

Background: Licensing only based on reliability On March 28, 2025 (Case No. 4 MB 4/25), the Higher Administrative Court of Schleswig-Holstein clarified: Providers of online gambling who repeatedly violate central regulations of the Interstate Treaty on Gambling 2021 (GlüStV 2021) are not entitled to a license. In this specific case, the application of a Maltese…

Background to the decision On April 7, 2025, the Higher Regional Court of Munich (Case No. 33 U 241/22) ruled that an executor of a will must repay excessive compensation of over €117,000, including interest, to the estate. The appeal was unsuccessful. Details of the verdict Initial situation: The executor of the will had initially…

Illegal tracking – compensation of up to €10,000 possible Berlin/Munich, July 21, 2025 – The technology company Meta (formerly Facebook Inc.), operator of Facebook and Instagram, is once again under scrutiny for data protection violations. The allegations stem from claims that Meta collects personal information from users – even when they are not logged in…

Legal ruling with far-reaching implications – Cocron law firm advises entrepreneurs to review their case Berlin, July 14, 2025 – In its ruling of June 12, 2025 (Case No. III ZR 109/24), the Federal Court of Justice clarified that many online coaching programs fall under the Distance Learning Protection Act (FernUSG) and are invalid without…

Federal Court of Justice ruling provides clarity: Borrowers receive more protection In its ruling of February 20, 2025 (Case No. I ZR 122/23), the Federal Court of Justice (BGH) significantly tightened the disclosure obligations of loan brokers. Anyone who signs a mortgage agreement early on the advice of a broker and later has to pay…

What is SCHUFA and why is its score so crucial? The role of the SCHUFA score for consumers For many, SCHUFA is a key term when it comes to creditworthiness. The so-called SCHUFA score – a value between 0 and 100 – indicates how likely a person is to meet their payment obligations. Banks, landlords,…